Home Insurance

Protect Your Home and Peace of Mind with Chapman Insurance Team
 

For most people, their home is their largest investment. When disaster strikes, it can be both financially and emotionally devastating. At Chapman Insurance Team, your trusted home insurance broker, we understand how important your home is, and we’re here to help. Our brokers will work with you to create a customized home insurance policy that protects your home, your belongings, and your peace of mind.

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Home insurance goes beyond just protecting your property from damage, loss, or theft. It also covers:

• Additional living expenses if you can’t stay in your home due to an insured loss

• Liability protection if someone is injured on your property

• Coverage for damage you cause to someone else’s property
   

Frequently Asked Questions:

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Q: What’s included in a standard home insurance policy?
A: Home insurance typically includes three types of coverage: dwelling, contents, and personal liability.

• Dwelling Coverage: Protects the physical structure of your home against damage from fire, theft, water damage, wind, explosion, and more.

• Contents Coverage: Covers your possessions (electronics, furniture, clothing, etc.) from theft, damage, or vandalism. High-value items like jewelry and art may need extra coverage, so keep receipts and appraisals handy.

• Personal Liability: Protects you if someone is injured on your property or if damage to someone else’s property occurs (like water damage to a neighboring condo).
   

Working with a Chapman Insurance Team home insurance broker ensures that your coverage fits your needs and protects everything that matters most.